15 Ways To Make Extra Money From Home

 

tips to make extra money from home

Looking for an avenue to make a little extra money?  Corporate America or just the work force period, is not for everybody.  But you can generate an income working from home.  Think about your natural talents, and you can make extra money from home too.  Here are a few ideas:

 

  1. Crafts – First, if you are crafty get out your glue gun and other materials to make wreaths, center pieces, signs etc.  They are great sellers.
  2. Baked Goods – Additionally, if you love to bake start creating cakes/breads/cookies and or cupcakes.  They are great sellers.  Cakes for parties are always in demand.
  3. Sell Books  – In spite of modern technology, people still want to hold a book.  Especially, books they can get for a bargain.  Hardback, board books, or paperback are all options.  Love stories, mysteries, children’s books, and biographies are in demand.  They will sell, I’m a buyer.
  4. Refinish Furniture – Turn old furniture into treasures.  Sell them on Craigslist or at flea markets.
  5. Sell on e-Bay – Furthermore, children’s clothing is  perfect for the e-Bay market. You can get free boxes from e-bay to help curb you expense.  I sell on e-Bay occasionally.
  6. Set up a booth at a flea market – Turn someone else’s junk into someone else’s treasure.  House hold items, old tools, dishes, kid’s toys are great sellers.
  7. Sell garden vegetables and preserves – Furthermore, farmer’s markets are a great place to sell your backyard vegetables, flowers, sauces, jams and jellies.
  8. Crochet or knitting – Beautifully created crocheted items like baby blankets, hats, gloves, scarfs etc. are money makers.  Baby blankets are great baby shower gifts and big sellers.
  9. Digital Scrapbook Sheets –  There are tons of scrap bookers out there who love the digit pages versus paper from big box stores.  Downloading the pages eliminates driving to stores.
  10. Save seed from you heirloom garden – If you garden, purchase heirloom seeds.  Save the seeds so you can sell them.  Design a cute seed packet so you can wow your customers.
  11. Teach a class – Additionally, if you’re good at photography, refurnishing furniture, crocheting etc., teach an adult class in your local community or on-line.
  12. Become a dog walker – There are elderly dog owners or professional people who will pay to have their dog walked during the day or evening.  Start advertising.
  13. Sell your jewelry – People love unique pieces of jewelry.  You can sell on e-Bay, Etsy, flea markets, or set up a web site.
  14. Clothing for dogs – If you can design and can sew, knit or crochet, sell your designs to dog parents. They love to dress up their little darlings too.
  15. Dog Treats  – Last, make and sell healthy dog treats to pet parents.  Create a cute packaging concept and sell them on-line or locally.

So, we hope that you liked our tips on how to make extra money from home.  Finally, get creative and come up with a plan.  Plans help you to set goals.  Start by setting a date on which you want to start selling. Work towards it. Women do it every day, you can do it too.

 

 

 

 

 

15 Signs That You’re In Debt

budgeting tips,

 

 

Are you swimming in a sea of debt?  Do you spend more time trying to figure out how to pay your bills than you do relaxing and enjoying life?  If so you be swimming in a sea of debt.  Here’s 15 signs that you’re in over your head:

 

  1. You live from paycheck to paycheck.
  2. Your savings account has a zero balance and your checking has a minus figure.
  3. You can’t remember the last time you paid your bills timely.
  4. Your friends always foot your bill on Girls Night Out and you’re comfortable with it.
  5. Bill collectors are calling and you tell the kids to tell them you’re not home.
  6. Hiding from family and friends because you haven’t repaid them.
  7. Arguing with your husband or significant other about money or lack of money.
  8. You have lost all hope of having an emergency fund.
  9. Your blood pressure numbers are higher than your credit score.
  10. Watching the Griswolds in National Lampoon’s Vacation is as close to a vacation as you will get.
  11. Ignoring health symptoms because you don’t have health insurance and can’t afford the bill.
  12. Thinking it would be easier to get to the moon than save money.
  13. You and the kids look like a million dollars, even though your accounts are set to zero.
  14. If your children asked for financial advice you wouldn’t be able to guide them.
  15. You search your cup holders, sofa and the washer for change.

Last, along with advice from a financial planner, my post 15 Tips To Save Money has great tips on how you can take small steps to start saving money. It’s never too late to turn your finances around and start climbing out of debt. Additionally, here are a few others tips:

1. Become committed to leave your debt behind and make better decisions.
2. Check out Dave Ramsey’s book Your Money Or Your Life.
3. Stay on track
4. Get to the bottom of your overspending. You could possibly be trying to fill a void with your overspending.   

 

 

6 Tips To Save On Travel Food Budgets

travel food budgets

When I’m traveling with my family, setting travel food budgets is imperative.  I look for ways to save on meals, but also ensure we have a great time. My grandchildren like snacks and sandwiches.  But, I’m also feeding adults who need meals that will fill them up.  Eating 3 meals and snacks out for 7 days can be expensive for a family.  I have a grocery store budget and an eat out expense within my travel food budgets. Here’s a few ways that I ensure we stay within the set limits:

1.  Check Out Resorts That Offer Kitchens/Kitchenettes  –  First, I always book accommodations that have a full or partial kitchen. This allows me to cook meals and save on food expense.  Having a kitchen is great, especially when I’m traveling with my grandchildren. It’s difficult to get them up and out for breakfast and sometimes lunch.

2.  Look For Discounts in Travel Guides or Online – Second, I research local restaurants wherever I’m staying. And if I decide that I would like to check out a few of them  I search for a coupon or discount.

3.  Take Advantage of Happy Hour –  So, if you want to eat light check out restaurants that have happy hour.  I have taken advantage of specials on wings, burgers, stuffed mushrooms etc. It’s a great way to have a few adult beverages on the cheap too.

4.  Find The Local Grocery Store  – Next, I purchase snacks, drinks, bottled water and any items that I need for meals.  After checking in, this is the first task on my list. I’m able to purchase drinks and food for the beach, bathroom items, a candle to relax, batteries if needed and anything else on the list. I save a ton of money by taking this step.

5.  Check Out The Resort/Hotel Welcome Package –  Finally, I visit the hotel or resort concierge and ask for information on local activities or restaurants. They normally have a welcome package which contains coupons for local attractions and other valuable information.  Take the coupons into consideration, it will help with your budget.

6.  Look For Resorts/Hotels That Offer Free Activities – Most importantly, I look for resorts or hotels that offer water slides, lazy rivers, or firework displays.  In addition to the beach, I like to have nearby activities for the kids.  I search for coupons for miniature golf, amusement parks, seek out free concerts.  Furthermore, I use the savings for ice cream treats, Sno-cones etc. while we’re out and about.

Finally, don’t wait until a month or two before you arrive at your vacation destination to start saving. You should be saving all year for your vacation. This takes the stress off and any worries that everyone won’t be able to have a good time because of a cash shortage.

Additionally, you may also like 15 Ways You Can Save Money to help with your travel food budgets expense.



5 Reasons You Should Not Loan Friends Money

Would you lend a friend $5,000?  How about $3,000? Frankly, I don’t think it’s wise to lend family or friends money. I’ve done it twice in the pass and I was repaid, but it wasn’t thousands of dollars like this request. I once helped a friend out of a bad marriage and another time to help a friend get back on her feet after she put her mother in a nursing home.  The second friend tried to make it a habit, I ended that.     

Why am I leery this time? Could it be because it’s a male or the size of the request? To be honest, I have a hard time with a man asking me for money. Especially large sums of money. So maybe it’s both. When he asked me to lend him the money, I really wanted to ask if he saw a sign that stated The Bank of Rhonda in my front yard. What irritates me is this person lives in a 4,000 square foot house, drives a luxury vehicle but is unable to pay their bills. Did I mention they took a vacation overseas? 


Do you know the quote: “I don’t loan money because it causes amnesia.”  – Unknown  Yes, I love it and here’s a few other reasons why I don’t believe it’s a good idea to loan family or friends money:



1.  It’s rare that family or friends will repay the money –  Friends and relatives believe that they really don’t have to pay you back because of the friendship or the fact that you’re family.  


2.  Help people don’t enable them – Offer to help the person with their finances rather than loaning them money. It may be want they want, but it could be what they need.  


3.  Loaning money can jeopardize your relationship – Many friendships/relationships end because money is not repaid. Assess whether your relationship is more important than the money.  


4.  If the priorities are wrong, it won’t be a priority to repay you –  If a person is not paying bills timely or being financially responsibility, you won’t be a priority either. 


5. Your finances could be harmed –  If the money you loan is not paid back, it could potentially harm you financially. You could use that money for emergencies or to have a saving for future hardships. 


Most people can’t afford to loose money, so assess your relationship and decide whether money is worth ending your relationship over. Nearly 57% percent of friendships or relationships end because money is not repaid.